Best Cd Rates May 2024 Near Me. Options to earn at least 5% are available in every cd term up to 3 years—meaning you could lock in a 5% return that's guaranteed until 2027. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best.

To identify the best cd rates, wallethub’s editors regularly compare over 950 certificates of deposits from leading financial institutions based on apy, fees and minimum deposit requirements. America first credit union — 5.25% apy;